A good investment policy is one that doesn't change regardless of market cycles or popular trends.  Headlines are short-term and should not affect long-term investment decisions. Investment goals should be modified only in conjunction with a major shift in your investment time horizon or risk tolerance.

Investing involves a certain amount of risk. In determining the amount of risk you are comfortable with, consider weighing your ability to accept price changes versus your desire to earn a certain rate of return. Time plays an important role in the decision. For a goal that is 20 years away, you can potentially tolerate more risk because you will have time on your side. For a shorter-term goal, you may want to take on less risk and have more liquidity available to you.

This is where we come in. We will have an open and honest conversation to determine your risk tolerance, investment objectives, and goals to make certain that we align your investment strategy appropriately. Contact us today to schedule an appointment.